South Dakota Contractor Deposit Rules (2026): No Cap, a 72-Hour Cancel on Storm Roofing
South Dakota sets no deposit cap. A storm damage roofing contract can be cancelled within 72 hours of signing or of an insurance denial, with a 10-day refund. From SDCL 37-24-51.
Not legal advice. General information from each state's statutes, checked Oct 28, 2026. Local rules and the facts of your contract can change the answer; for a specific contract, ask a lawyer licensed in your state.
Set the deposit
Every payment tied to a stage
The deposit and payment schedule in the Clamp app: a $1,000 deposit due when the customer signs, then every other payment tied to a stage of the job. $1,000 on this $17,699 bathroom is under every state's cap. Sample data.
What the law says
“may cancel the contract within seventy-two hours after”
The maximum deposit, worked
| Contract price | How it works out | Maximum deposit |
|---|---|---|
| $8,000 | Storm roofing: no cap; refundable within 72 hours of signing or of a denial | No cap |
| $25,000 | Storm roofing: no cap; refundable within 72 hours of signing or of a denial | No cap |
| $60,000 | Storm roofing: no cap; refundable within 72 hours of signing or of a denial | No cap |
Who it covers and the exceptions
Covers
Written storm damage roofing repair contracts with a residential building contractor, residential remodeler, or residential roofer doing roofing work (SDCL 37-24-49, 37-24-51).
Cancel window
72 hours after entering the contract, or 72 hours after being notified the property insurer denied coverage in whole or in part (SDCL 37-24-51).
Refund
Within 10 days of cancellation, payments and any note for goods and services not actually performed, less a documented supplier restocking fee and emergency repair costs (SDCL 37-24-51).
Deductibles
A roofing contractor may not advertise or promise to rebate an insurance deductible; a contract made in violation is void (SDCL 37-24-50).
South Dakota deposit questions
How long do I have to cancel a roofing contract in South Dakota?
72 hours after you sign a written storm damage roofing contract, or 72 hours after your insurer tells you it denied coverage in whole or in part (SDCL 37-24-51).
Does South Dakota limit roofing deposits?
No. SDCL 37-24-49 to 37-24-51 set no deposit cap; they require a refund of payments for unperformed work within 10 days after a timely cancellation.
Compare other states
How we checked
We read each state's statute or licensing rule on the official legislature or agency site and quote it as written. Where the official site would not load, the row says so and names the copy we read. A state stays "still being checked" until we have read the full rule; we never mark it "no cap" before then. Last checked .
This guide explains what the statutes say. It is not legal advice; for a specific contract, ask a lawyer licensed in your state.