Mechanics liens · Florida

Florida Mechanics Lien Deadline (2026): 90 Days after Last Work for Remodelers

How long a remodeler hired by the homeowner has to record a mechanics lien in Florida, what notice comes first, and the deadline to sue, worked on three dates.

Short answer: Record the lien within 90 days after last work. For a last day of work on Friday, November 20, 2026, record it by Thu, Feb 18, 2027 and sue by Fri, Feb 18, 2028. For homes of 1 to 4 units over $2,500, put the state lien rights disclosure in your contract in 12-point bold capitals, signed by the homeowner.

Not legal advice. General information from each state's lien statute, checked Oct 29, 2026, for a contractor hired directly by the owner of an existing home. Dates are calendar arithmetic; some states move a deadline that lands on a weekend or holiday and some don't, and a recorded notice of completion or commencement can change the clock. Before you rely on a date, check with a construction attorney in your state.

The rule in Florida

Record the lien

90 days after last work

Record within 90 days after your last labor, services, or materials, or 90 days after termination if earlier. Serve the homeowner a copy within 15 days after recording.

Sue to enforce it

1 year after recording

Sue within 1 year after recording. A homeowner's notice of contest cuts this to 60 days. Serve your final payment affidavit at least 5 days before suing.

Notice to the homeowner

Disclosure in the contract

For homes of 1 to 4 units over $2,500, put the state lien rights disclosure in your contract in 12-point bold capitals, signed by the homeowner.

Homeowner rules

Check first

On a 1 to 4 unit home with a contract over $2,500, the contract needs the state lien disclosure. Without it, you can't enforce the lien against a homeowner harmed by its absence. Unlicensed contractors cannot file a lien.

Source: Fla. Stat. 713.015, 713.06(3)(d), 713.08(4)-(5), 713.22 (Official Florida Senate statutes site, 2026 Florida Statutes (713.22 read in 2025 edition))

“not later than 90 days after the final furnishing”

Three last days of work, worked

Last day to record the lien and to sue, by the last day of work
Last workRecord bySue by
Mar 13, 2026Jun 11, 2026Jun 11, 2027
Jul 31, 2026Oct 29, 2026Oct 29, 2027
Nov 20, 2026Feb 18, 2027Feb 18, 2028

Suit dates assume you record the lien on its last day; record earlier and a suit deadline that runs from recording comes earlier. Dates are calendar arithmetic and aren't moved off weekends or holidays.

Also check

Florida lien questions

How long do I have to file a mechanics lien in Florida?

Record within 90 days after your last labor, services, or materials, or 90 days after termination if earlier. Serve the homeowner a copy within 15 days after recording.

How long does a mechanics lien last in Florida?

Sue within 1 year after recording. A homeowner's notice of contest cuts this to 60 days. Serve your final payment affidavit at least 5 days before suing.

Does a contractor need to send a notice before filing a lien in Florida?

For homes of 1 to 4 units over $2,500, put the state lien rights disclosure in your contract in 12-point bold capitals, signed by the homeowner.

Compare other states

How we checked

We read each state's mechanics lien statute on the legislature's site, for a contractor hired directly by the homeowner on an existing home. Two independent research passes covered all 50 states and DC, and a third reviewer checked the result. Where a state's own site would not load, the row names the copy we read. Last checked .

This guide explains the general rule. It is not legal advice.

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