Colorado Contractor Deposit Rules (2026): Roofing Deposits Held in Trust
Colorado sets no general cap, but a residential roofing deposit is held in trust and refundable within 72 hours of signing. From C.R.S. 6-22-103 and 6-22-104.
Not legal advice. General information from each state's statutes, checked Oct 20, 2026. Local rules and the facts of your contract can change the answer; for a specific contract, ask a lawyer licensed in your state.
Set the deposit
Every payment tied to a stage
The deposit and payment schedule in the Clamp app: a $1,000 deposit due when the customer signs, then every other payment tied to a stage of the job. $1,000 on this $17,699 bathroom is under every state's cap. Sample data.
What the law says
“shall hold in trust any payment from the property owner”
The maximum deposit, worked
| Contract price | How it works out | Maximum deposit |
|---|---|---|
| $8,000 | Roofing: no cap, but refundable within 72 hours and held in trust | No cap |
| $25,000 | Roofing: no cap, but refundable within 72 hours and held in trust | No cap |
| $60,000 | Roofing: no cap, but refundable within 72 hours and held in trust | No cap |
How the roofing rule works
Covers
Roofing work on residential property, except contracts of $1,000 or less.
72-hour refund
The contract must let the owner obtain a full refund of any deposit within seventy-two hours after entering the contract.
After a denial
The owner may cancel within 72 hours of written notice that the claim is denied in whole or in part; the contractor returns payments within ten days, keeping only what covers work actually performed.
Construction trust
On any building, construction or remodeling contract, funds paid to a contractor are held in trust for subcontractors, laborers and suppliers; misuse is theft (C.R.S. 38-22-127).
Colorado deposit questions
Can a Colorado roofer spend my deposit right away?
No. It is held in trust until the materials are delivered or a majority of the work is done, and you can get it back within 72 hours of signing.
Compare other states
How we checked
We read each state's statute or licensing rule on the official legislature or agency site and quote it as written. Where the official site would not load, the row says so and names the copy we read. A state stays "still being checked" until we have read the full rule; we never mark it "no cap" before then. Last checked .
This guide explains what the statutes say. It is not legal advice; for a specific contract, ask a lawyer licensed in your state.